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Find instant answers to your questions regarding property buying, selling, rentals, listings, and your account.
Buying Properties (2 questions)
1. What are the costs to buy a house?
When purchasing a house or apartment, there are several primary costs to factor in beyond the base property price:
- Base Agreement Value: The agreed price between the buyer and the seller/developer.
- Stamp Duty & Registration: State government charges, typically ranging from 5% to 7% of property value.
- GST (Goods and Services Tax): Applicable on under-construction properties (typically 1% for affordable and 5% for standard housing). Ready-to-move properties with OC are exempt.
- Home Loan Processing Fees: If financing through a bank, lender charges typically range from 0.25% to 1% of the loan amount.
- Maintenance & Society Charges: Initial advance maintenance and sinking fund deposits.
2. Do you have loan consultants?
Yes, Envesttville partners with leading nationalized and private banks as well as certified loan consultants. Our partner consultants assist you through the entire home loan journey, including eligibility assessment, document collection, bank comparison, and speedy sanctioning at competitive interest rates.